Pet insurance
Our team is always happy to provide general advice on pet insurance policies.
Insuring your pet can actually save you a lot of money on veterinary care.
Having pet insurance allows you to budget monthly for any unplanned veterinary costs, which can be a huge help if you need to pay for unexpected bills or ongoing treatment.
Some pet insurance policies can also prove much more cost-effective than using a credit card or your savings, which is why we recommend organising insurance for your pet as soon as you bring them home!
What does pet insurance cover?
Comprehensive pet insurance may cover:
- Face-to-face and online consultations.
- Injury and illness treatments.
- Behavioural services.
- Hydrotherapy and acupuncture.
- Travelling abroad costs.
- Legal fees if your dog damages someone’s property and you are legally liable.
- Cattery or kennel fees if you have to go to hospital.
- Advertising and reward fees if your pet goes missing or is stolen.
- Third party cover if your pet causes an accident or injures someone.
- Dental illness (although many insurance companies don’t cover dental treatments).
Not all insurance policies will cover every one of these, so think about what is important to you and make sure you read the small print before choosing your policy.
What are other pet insurance benefits?
There are also many benefits, including:
- Access to more treatment options that would have been unaffordable without insurance.
- Unexpected treatment costs are covered based on your policy limits.
- Not having to worry about being able to afford treatments for your pet.
- Peace of mind.
- Claims can often be paid directly to your vet (practice terms apply).
With most insurance policies you will have to pay an excess when you need to make a claim, so consider having this to one side so that you’re prepared for emergencies.
If you’re worried about being able to afford your pet’s veterinary costs, please reach out to us so that we can advise you on the best course of action.
If you’re unsure which type of insurance policy is best suited to your pet’s needs, you are welcome to ask our team for general advice.
Further support
If you’re retired or experiencing financial difficulties, you may be eligible for financial support from some veterinary charities: